One doesn't know where life can take us. By having Health insurance one can be prepared in the event of an accident or illness. Health insurance can also help maintain and improve the overall health and well being of you and your family members.
Health insurance plans not only covers your medical costs, it encourages you to look into the general preventive care that may help you avert an ailment, or at least catch it at an much earlier stage. That's the reason why, even a healthy person requires health insurance.
Also under the health reform laws, now almost everybody is required to have a health insurance plan, or else they may have to pay a penalty.
“When you are healthy you are wealthy”